I got the worst budgeting advice from a friend with a finance degree

He told me to 0 out my checking account into savings every month so I wouldn't overspend. I ended up overdrafting by $45 because I forgot about my automatic Netflix payment. Now I just leave a $100 buffer instead.

2 comments

2 Comments

miles_roberts2226d ago

$45 is cheap for learning that finance bros live in a fantasy world.

perez.cole26d ago

Met a guy who argued his crypto portfolio was "diversified" because he owned four different meme coins.