I mocked the cash envelope system for years, now I'm hooked
I thought cash envelopes were for people who couldn't handle a credit card. My sister in Akron kept pushing it, so I tried it for groceries last month. Sticking $280 in an envelope every payday made me actually look at prices instead of just tossing stuff in the cart. I came in $40 under budget the first week, which never happened with my app. Has anyone else found that physical cash changes how you spend compared to tracking on your phone?