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7d ago

in

Appreciation post: My local credit union saved me from a bad car loan last year

Oh man, that Mark sounds like a real one. Here's something I don't see people talk about enough - those dealer fees aren't just random markups. In my experience, some dealers work with specific lenders who kick them a commission for pushing higher rates, known as a yield spread premium. Your credit union saved you from being the middleman on that little kickback. I've seen people get stuck with a 10% loan when their actual credit score could have gotten them half that, and the dealer just pocketed the difference. It's barely legal in some cases, so definitely take this with a grain of salt.

7d ago

in

TIL I hit 1,000 covers in one shift at my new job last Saturday

900 covers with no dishwasher @barbara429? Id rather run the marathon myself.

7d ago

in

Skipped the sifting step on a triple chocolate cake and it came out perfect

It depends a lot on what you're baking and how you combine things. Sifting isn't just about removing lumps, it's about aerating the dry ingredients before they get wet. For a moist, dense cake like a triple chocolate, all that heavy cocoa and butter will weigh it down anyway, so a few extra air pockets don't matter much. But for something like angel food or a genoise where the whole structure comes from trapped air, skipping the sift can lead to a flat, dense result. Also worth noting that if your cocoa or flour has been sitting in the pantry for a while, it can settle and get clumpy, and sifting breaks that up without overworking the batter. Your whisking method probably did the same job by hand, so you got lucky. For quick breads and sturdy cakes, I wouldn't worry about it, but for anything light and airy, I'd still pull out the sifter.

7d ago

in

Train map disaster at Union Station last week

Oh come on, it's really not that deep. Plenty of people figure out subway maps just fine, and most cities have color coding that works for most folks. Maybe you just need to look a little closer or ask for help like you did.

8d ago

in

Spent a weekend at a coworking space in Portland and now I'm questioning the whole open floor plan thing

Oh, I've been there and it drove me nuts too. I had a similar experience at a coworking space in Seattle a few years back, and what ended up working for me was actually switching to a quieter library for my deep work and saving the coworking spot for lunch meetings or brainstorming sessions. The phone booth trick is smart though, I started booking those same little rooms for two hours at a time and my output doubled. There's just something about being able to close a door and have your own space that makes a huge difference for focused tasks.