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My sister in Denver just told me she's putting 15% of her paycheck straight into her 401k, no matter what.
She said she started doing it after her company match and now she doesn't even miss the money. How do you all handle your automatic savings rate?
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gavin_burns496mo ago
Honestly that "don't even miss the money" part is the real key.
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mason_flores6mo ago
Man, my buddy said the same thing after he got solar panels.
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holly_flores795mo ago
My cousin in Phoenix tried that 15% thing last year and had to pull money out when his car transmission died. The "don't miss it" line falls apart when real life hits and your budget is too tight. Automatic savings sounds smart until you need cash for an emergency and it's all locked up. Sometimes having that money in your regular checking account is the safer play.
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