Showerthought: Everyone says to max your 401k first, but I put $5k into a Roth IRA instead last year.
I was at my kitchen table in Austin when I saw my 401k fees were eating a chunk of my growth, so I shifted focus. Anyone else find that standard advice doesn't always fit?
Right? I dumped my 401k after seeing 1.5% in fees every year. That's like $1,500 on a $100k balance. Now I max my Roth IRA first. My money actually grows now.