Emma's right about bumping it up slowly. The part people miss is that the minimum payment is often based on a really old idea of what retirement costs. It doesn't account for how crazy rent and healthcare get. You should look at your last statement and see what that "minimum" is actually on track to give you monthly. The number might scare you straight.

Our internal tech bulletin flagged that specific update for power supply handshake problems. They quietly pulled the 2.1.7 build from the server two days after release. Your old boss gave you the only good advice in this business.

My scale just told me I've been over-caffeinating for a decade.