My wife's weird 'envelope system' for our vacation fund actually worked
We were trying to save for a trip to Florida but kept dipping into the money for small stuff. My wife, who hates spreadsheets, got a box of 100 envelopes and wrote numbers from 1 to 100 on them. Every Friday, we'd pull a random number and had to put that many dollars in that envelope. It felt like a silly game, but seeing the stack of fat envelopes in the kitchen drawer made it real. We ended up saving over $3,000 in about six months without even feeling it. The best part was the day we pulled envelope 100 and had to stuff it with a hundred dollar bill - we ordered pizza to celebrate. Has anyone else used a physical, almost childish trick to get their savings on track?